What Travel Insurance Really Covers
I know travel insurance can sound optional, or even unnecessary. But the reality is, it's one of the smartest decisions you can make — especially for luxury travel.
With the right policy, you’re covered for:
Trip cancellation or interruption
Lost, delayed, or damaged luggage
Emergency medical expenses abroad
Evacuation and repatriation
24/7 global support for travel emergencies
It's not just about logistics — it's about peace of mind, knowing you’re not left on your own if plans shift unexpectedly.
Why It Matters Even More for Luxury Travelers
Luxury travel often includes private tours, exclusive accommodations, and high-touch experiences that may have strict cancellation policies. When you’ve put thought and investment into something special, protecting that effort is a no-brainer.
I’ve seen how the right travel insurance can save clients thousands — and just as importantly, how it can ease anxiety before and during a trip. For me, it’s not just a checklist item. It’s part of planning responsibly and traveling confidently.
How I Handle Travel Insurance at Moonstone Voyages
I don’t sell insurance directly, but I’ve partnered with Chubb Travel Insurance because of their stellar reputation and quality coverage. When you book with me, I’ll offer insurance options that apply specifically to your trip — tailored, transparent, and easy to understand.
Of course, buying travel insurance isn’t required. It’s completely up to you. But I always recommend it, because I’ve seen firsthand how valuable it is when plans go sideways.
Why It’s Worth Considering
1. Financial Protection
Luxury experiences often come with non-refundable deposits or cancellation penalties. If something forces you to postpone or cancel, insurance helps recover those costs.
2. Emergency Medical Support
Whether you're visiting remote areas or traveling abroad for the first time, insurance can cover the cost of emergency medical care — including hospital stays, airlifts, and repatriation.
3. Global Assistance, Anytime
Lost passport? Delayed bag? Need help mid-trip? Insurance offers 24/7 support so you’re never on your own.
4. True Peace of Mind
Luxury travel should feel effortless. Having travel insurance in place lets you enjoy every moment, without the stress of what might go wrong.
My Advice?
If you're planning a luxury trip — especially one that’s tailor-made or packed with special experiences — don’t skip the insurance. Protect the time, money, and care you’ve put into it.
Want to talk through coverage options for your trip? I’m here to walk you through it.
